5 Business Credit Cards Offering Top-Rated Reward Programs for Small Business Owners

As small businesses continue to expand their operations, it's essential to have a reliable credit card that meets their unique needs. In this article, we present five top-rated business credit cards that offer attractive rewards programs to help small businesses maximize their expenses.

For small business owners, having a separate credit card can help differentiate personal and business expenses, making tax preparation easier. Moreover, these exclusive reward offers act as an incentive for frequent transactions, ultimately boosting the potential of every purchase.

Here are five business credit card options that boast impressive rewards programs:

1. HDFC Business Moneyback Credit Card: This credit card offers up to 4 reward points on every ₹ 150 spent online, making it an attractive option for small businesses with a significant online presence.

Key Features: - Extra 4 reward points for online purchases - Additional 2 reward points per ₹ 150 spent in retail - Earn 2500 bonus reward points after spending Rs1.8lakh in the anniversary year

1. Citi Corporate Credit Card: This business credit card provides exclusive rewards, including a 15% discount on dining at partnered restaurants and complimentary entry to domestic airport lounges.

Key Features: - 2 reward points for every ₹ 125 spent - Up to 15 per cent discount on dining with partner restaurants - Free airport lounge access

1. ICICI Bank Business Advantage Black Credit Card: This card provides cashback of up to 1% on international travel, along with a comprehensive insurance coverage.

Key Features: - Cashback of 1% on domestic and international travel expenses - ₹ 75lakh personal air accident insurance cover - Fuel surcharge waiver of up to 1%

1. Yes Prosperity Business Credit Card: This credit card offers accelerated rewards and extensive insurance coverage, making it an ideal option for small businesses.

Key Features: - Earn 10,000 reward points on the first transaction within a 30-day period - 7,500 point renewal benefits upon every renewal

1. Axis Bank My Business Credit Card: This card provides valuable offers, including conversion of expenses into EMIs and free airport lounge access.

Key Features: - 4 eDGE points per ₹ 200 spent on any online payment - Complimentary 2 airport lounge access every three months

In conclusion, these top-rated business credit cards offer impressive rewards programs to incentivize small business owners to utilize their credit cards frequently. However, it's crucial to consider various factors such as fees and interest rates when evaluating the best option for your venture.

By leveraging these reward programs strategically, you can unlock maximum potential from every transaction made with your business credit card.